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		<title>No Homeowner Left Behind - Central Valley</title>
		<description>Latest News</description>
		<link>http://nohomeownerleftbehind.org</link>
		<lastBuildDate>Tue, 07 Sep 2010 16:43:49 +0100</lastBuildDate>
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			<title>No Homeowner Left Behind - Central Valley</title>
			<link>http://nohomeownerleftbehind.org</link>
			<description>Latest News</description>
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		<item>
			<title>Brown Issues Warning about Rise of Short Sale Fraud</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=75</link>
			<description>June 17, 2010


LOS ANGELES - Attorney General Edmund G. Brown Jr. today joined the California Department of Real Estate and...</description>
			<category>News - Latest</category>
			<pubDate>Wed, 14 Jul 2010 07:45:15 +0100</pubDate>
		</item>
		<item>
			<title>Foreclosure Prevention Training Events - Fresno &amp; Bakersfield</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=74</link>
			<description>Presented by: Chase Community Advocacy In partnership with the 


San Joaquin 


Valley Task Force

HERE IS THE FLYER!

July 19th 


Bakersfield, CA...</description>
			<category>News - Latest</category>
			<pubDate>Fri, 25 Jun 2010 12:20:43 +0100</pubDate>
		</item>
		<item>
			<title>Mortgage Options and Foreclosure Prevention Workshop July 6th</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=72</link>
			<description>Community Services Employment Training, Inc. (CSET) will be offering a Mortgage Options and Foreclosure Prevention Workshop Tuesday, July 6th from...</description>
			<category>News - Latest</category>
			<pubDate>Fri, 25 Jun 2010 11:22:32 +0100</pubDate>
		</item>
		<item>
			<title>CONSUMER ALERT: Upfront Loan Mod Fees ILLEGAL in California!</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=70</link>
			<description>News Release
October 15, 2009 


Sacramento - Attorney General Edmund G. Brown Jr. today issued a consumer alert warning California homeowners...</description>
			<category>News - Latest</category>
			<pubDate>Fri, 16 Oct 2009 11:51:38 +0100</pubDate>
		</item>
		<item>
			<title>What is NHLB?</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=46</link>
			<description>NHLB is a local grassroots, community-based collaborative response to the growing problem of sustainable homeownership and foreclosure prevention for the...</description>
			<category>News - Latest</category>
			<pubDate>Mon, 21 Jan 2008 15:55:31 +0100</pubDate>
		</item>
		<item>
			<title>Help For Tenants of Foreclosed Properties</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=64</link>
			<description>On May 20, 2009, the President signed into a law a bill containing provisions protecting tenants living in foreclosed buildings....</description>
			<category>News - Latest</category>
			<pubDate>Mon, 20 Jul 2009 11:55:51 +0100</pubDate>
		</item>
		<item>
			<title>KVPT, KVPR, Radio Bilingue Join in Valley Outreach!</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=63</link>
			<description>The Valley is Facing a Mortgage Crisis



Valley Public Television, Valley Public Radio and Radio Bilingue have joined forces with the...</description>
			<category>News - Latest</category>
			<pubDate>Tue, 14 Jul 2009 16:18:57 +0100</pubDate>
		</item>
		<item>
			<title>Federal Making Home Affordable Program (MHA)</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=62</link>
			<description>Learn About Making Home Affordable (http://www.makinghomeaffordable.gov/)
			
			
			
			
			Refinancing
			Many homeowners pay their mortgages on time but are not able to refinance to take...</description>
			<category>News - Latest</category>
			<pubDate>Thu, 09 Jul 2009 08:03:31 +0100</pubDate>
		</item>
		<item>
			<title>California Foreclosure Consultant Registry</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=60</link>
			<description>Important Consumer Information: NEW California Foreclosure Consultant Registry

Effective July 1, 2009, it will be unlawful for a foreclosure consultant, as...</description>
			<category>News - Latest</category>
			<pubDate>Thu, 09 Jul 2009 07:57:35 +0100</pubDate>
		</item>
		<item>
			<title>Consumer Alert - Mortgage Foreclosure Scams</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=50</link>
			<description>DON&amp;#39;T GET  LOCKED OUT  OF YOUR HOME
BY A BANKRUPTCY SCAM OPERATOR 



Are you having trouble making your home...</description>
			<category>News - Latest</category>
			<pubDate>Mon, 15 Dec 2008 17:41:01 +0100</pubDate>
		</item>
		<item>
			<title>Consumer Alert - Advance Fees and Loan Modification Services</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=49</link>
			<description>If you are behind in your mortgage payments, you may be contacted by individuals or companies that will offer to...</description>
			<category>News - Latest</category>
			<pubDate>Mon, 15 Dec 2008 17:15:57 +0100</pubDate>
		</item>
		<item>
			<title>Hope Now Streamlined Modification Program</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=51</link>
			<description>Fannie introduced their Streamlined Modification Program, 12-15-08. Servicers (which are usually not the same as originators) will use a streamlined...</description>
			<category>News - Latest</category>
			<pubDate>Tue, 16 Dec 2008 16:13:01 +0100</pubDate>
		</item>
		<item>
			<title>New FHA HOPE For Homeowners (H4H)</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=52</link>
			<description>NOTE: Homeowners, contact your existing lender and/or a new lender to discuss how you may qualify for the H4H program.

The...</description>
			<category>News - Latest</category>
			<pubDate>Tue, 16 Dec 2008 16:41:00 +0100</pubDate>
		</item>
		<item>
			<title>The California Sub-Prime Mortgage Agreement</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=45</link>
			<description>In Fresno on November 20, 2007, California Governor Arnold Schwarzenegger announced a groundbreaking plan to help address rising levels of...</description>
			<category>News - Latest</category>
			<pubDate>Mon, 21 Jan 2008 15:28:42 +0100</pubDate>
		</item>
		<item>
			<title>Home Value Declining??</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=44</link>
			<description>If the market value of your property as of January 1, 2008, was below the total assessed value as shown...</description>
			<category>News - Latest</category>
			<pubDate>Mon, 21 Jan 2008 15:11:35 +0100</pubDate>
		</item>
		<item>
			<title>New Possible Tax Relief For Homeowners!</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=43</link>
			<description>On Dec 20th, 2007 President Bush signed into law HR 3648 which may help some homeowners facing a discharge of...</description>
			<category>News - Latest</category>
			<pubDate>Tue, 15 Jan 2008 10:16:56 +0100</pubDate>
		</item>
		<item>
			<title>NHLB MISSION</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=14</link>
			<description>The Mission of the No Homeowner Left Behind initiative is to ensure that homeowners have access to timely, accurate, unbiased...</description>
			<category>News - Latest</category>
			<pubDate>Sat, 05 May 2007 18:10:27 +0100</pubDate>
		</item>
		<item>
			<title>Tips in Keeping Your Home</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=19</link>
			<description>DO CONTACT your mortgage lender when you first detect financial troubles caused by a lost job, divorce, illness or...</description>
			<category>News - Latest</category>
			<pubDate>Sat, 12 May 2007 13:54:49 +0100</pubDate>
		</item>
		<item>
			<title>NHLB Consumer Brochure Added!</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=37</link>
			<description>Our new NHLB downloadable consumer brochure has been added.  Click HERE (downloads/NHLB%20Brochure.pdf) to download. 
</description>
			<category>News - Latest</category>
			<pubDate>Thu, 18 Oct 2007 14:47:51 +0100</pubDate>
		</item>
		<item>
			<title>NHLB EQUITY SCAMMER ALERT!!</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=40</link>
			<description>Some Major DON&amp;#39;Ts for Homeowners in Trouble




	Don&amp;#39;t panic. Get full information on the foreclosure process in your state and especially...</description>
			<category>News - Latest</category>
			<pubDate>Mon, 19 Nov 2007 23:36:34 +0100</pubDate>
		</item>
		<item>
			<title>NEW Public Service Announcements Being Aired Locally</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=36</link>
			<description>In response to our Valley&amp;#39;s growing problem of foreclosure.  Local radio station KISS Country has begun to air Public...</description>
			<category>News - Latest</category>
			<pubDate>Thu, 18 Oct 2007 13:27:34 +0100</pubDate>
		</item>
		<item>
			<title>Don't Fall Prey to Predatory Lending!</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=34</link>
			<description>Protect Yourself in the Loan Process





If you are in the market for a new loan to purchase real property or...</description>
			<category>News - Latest</category>
			<pubDate>Thu, 18 Oct 2007 12:50:05 +0100</pubDate>
		</item>
		<item>
			<title>Tulare DA Warns of Foreclosure Scam Artists</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=30</link>
			<description>BEWARE OF SCAM ARTISTS!!!!  

As foreclosure rates rise across the state, the Tulare County District Attorney&amp;rsquo;s Office is launching...</description>
			<category>News - Latest</category>
			<pubDate>Mon, 09 Jul 2007 11:37:59 +0100</pubDate>
		</item>
		<item>
			<title>NEW FHASecure Refinance Product</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=35</link>
			<description>WHAT IS FHASecure? 


FHASecure is a refinancing option that gives credit-worthy homeowners, who were making timely mortgage payments before their...</description>
			<category>News - Latest</category>
			<pubDate>Thu, 18 Oct 2007 13:20:00 +0100</pubDate>
		</item>
		<item>
			<title>General Consumer Resources from the Federal Reserve Board</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=33</link>
			<description>If you are having difficulty making your mortgage payment, one of the most important things you can do is seek...</description>
			<category>News - Latest</category>
			<pubDate>Thu, 18 Oct 2007 11:23:21 +0100</pubDate>
		</item>
		<item>
			<title>State Senate Holds Informational Hearings On Homeownership Preservation Efforts</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=32</link>
			<description>On Tuesday August 21st, a public Senate Informational Hearing was held in Sacramento on: 



Preserving the American Dream: Homeownership Preservation...</description>
			<category>News - Latest</category>
			<pubDate>Thu, 23 Aug 2007 10:20:20 +0100</pubDate>
		</item>
		<item>
			<title>Preserving Homeownership Forum A Success!</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=27</link>
			<description>On Thursday, community leaders, lenders, real estate professional and government officials met in Fresno at the Preserving Homeownership - Preserving...</description>
			<category>News - Latest</category>
			<pubDate>Fri, 01 Jun 2007 14:36:33 +0100</pubDate>
		</item>
		<item>
			<title>IS My Loan Predatory?</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=18</link>
			<description>A predatory loan is an unsuitable loan designed to exploit vulnerable and unsophisticated borrowers. Predatory loans are a subset of...</description>
			<category>News - Latest</category>
			<pubDate>Sat, 12 May 2007 12:32:59 +0100</pubDate>
		</item>
		<item>
			<title>Next ICRP Class Newsflash</title>
			<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=31</link>
			<description>Intervention Counselor Resource Provider (ICRP) 
training classes held in various areas.
 Classes held by RSVP only.  
Contact the NHLB...</description>
			<category>Newsflashes - Newsflash</category>
			<pubDate>Sun, 19 Aug 2007 19:21:46 +0100</pubDate>
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