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		<title>No Homeowner Left Behind - Central Valley</title>
		<description>Latest News</description>
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		<title>No Homeowner Left Behind - Central Valley</title>
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		<dc:date>2010-07-14T07:45:15+01:00</dc:date>
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		<title>Brown Issues Warning about Rise of Short Sale Fraud</title>
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		<description>June 17, 2010


LOS ANGELES - Attorney General Edmund G. Brown Jr. today joined the California Department of Real Estate and...</description>
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		<dc:date>2010-06-25T12:20:43+01:00</dc:date>
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		<title>Foreclosure Prevention Training Events - Fresno &amp; Bakersfield</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=74</link>
		<description>Presented by: Chase Community Advocacy In partnership with the 


San Joaquin 


Valley Task Force

HERE IS THE FLYER!

July 19th 


Bakersfield, CA...</description>
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		<dc:date>2010-06-25T11:22:32+01:00</dc:date>
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		<title>Mortgage Options and Foreclosure Prevention Workshop July 6th</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=72</link>
		<description>Community Services Employment Training, Inc. (CSET) will be offering a Mortgage Options and Foreclosure Prevention Workshop Tuesday, July 6th from...</description>
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		<dc:date>2009-10-16T11:51:38+01:00</dc:date>
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		<title>CONSUMER ALERT: Upfront Loan Mod Fees ILLEGAL in California!</title>
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		<description>News Release
October 15, 2009 


Sacramento - Attorney General Edmund G. Brown Jr. today issued a consumer alert warning California homeowners...</description>
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		<dc:date>2008-01-21T15:55:31+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>What is NHLB?</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=46</link>
		<description>NHLB is a local grassroots, community-based collaborative response to the growing problem of sustainable homeownership and foreclosure prevention for the...</description>
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		<dc:date>2009-07-20T11:55:51+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>Help For Tenants of Foreclosed Properties</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=64</link>
		<description>On May 20, 2009, the President signed into a law a bill containing provisions protecting tenants living in foreclosed buildings....</description>
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		<dc:date>2009-07-14T16:18:57+01:00</dc:date>
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		<title>KVPT, KVPR, Radio Bilingue Join in Valley Outreach!</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=63</link>
		<description>The Valley is Facing a Mortgage Crisis



Valley Public Television, Valley Public Radio and Radio Bilingue have joined forces with the...</description>
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		<dc:date>2009-07-09T08:03:31+01:00</dc:date>
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		<title>Federal Making Home Affordable Program (MHA)</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=62</link>
		<description>Learn About Making Home Affordable (http://www.makinghomeaffordable.gov/)
			
			
			
			
			Refinancing
			Many homeowners pay their mortgages on time but are not able to refinance to take...</description>
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		<dc:date>2009-07-09T07:57:35+01:00</dc:date>
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		<title>California Foreclosure Consultant Registry</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=60</link>
		<description>Important Consumer Information: NEW California Foreclosure Consultant Registry

Effective July 1, 2009, it will be unlawful for a foreclosure consultant, as...</description>
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		<dc:date>2008-12-15T17:41:01+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>Consumer Alert - Mortgage Foreclosure Scams</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=50</link>
		<description>DON&amp;#39;T GET  LOCKED OUT  OF YOUR HOME
BY A BANKRUPTCY SCAM OPERATOR 



Are you having trouble making your home...</description>
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		<dc:date>2008-12-15T17:15:57+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>Consumer Alert - Advance Fees and Loan Modification Services</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=49</link>
		<description>If you are behind in your mortgage payments, you may be contacted by individuals or companies that will offer to...</description>
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		<dc:date>2008-12-16T16:13:01+01:00</dc:date>
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		<title>Hope Now Streamlined Modification Program</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=51</link>
		<description>Fannie introduced their Streamlined Modification Program, 12-15-08. Servicers (which are usually not the same as originators) will use a streamlined...</description>
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		<dc:date>2008-12-16T16:41:00+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>New FHA HOPE For Homeowners (H4H)</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=52</link>
		<description>NOTE: Homeowners, contact your existing lender and/or a new lender to discuss how you may qualify for the H4H program.

The...</description>
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		<dc:date>2008-01-21T15:28:42+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>The California Sub-Prime Mortgage Agreement</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=45</link>
		<description>In Fresno on November 20, 2007, California Governor Arnold Schwarzenegger announced a groundbreaking plan to help address rising levels of...</description>
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		<dc:date>2008-01-21T15:11:35+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>Home Value Declining??</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=44</link>
		<description>If the market value of your property as of January 1, 2008, was below the total assessed value as shown...</description>
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		<dc:date>2008-01-15T10:16:56+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>New Possible Tax Relief For Homeowners!</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=43</link>
		<description>On Dec 20th, 2007 President Bush signed into law HR 3648 which may help some homeowners facing a discharge of...</description>
	</item>
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		<dc:date>2007-05-05T18:10:27+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>NHLB MISSION</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=14</link>
		<description>The Mission of the No Homeowner Left Behind initiative is to ensure that homeowners have access to timely, accurate, unbiased...</description>
	</item>
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		<dc:date>2007-05-12T13:54:49+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>Tips in Keeping Your Home</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=19</link>
		<description>DO CONTACT your mortgage lender when you first detect financial troubles caused by a lost job, divorce, illness or...</description>
	</item>
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		<dc:date>2007-10-18T14:47:51+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>NHLB Consumer Brochure Added!</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=37</link>
		<description>Our new NHLB downloadable consumer brochure has been added.  Click HERE (downloads/NHLB%20Brochure.pdf) to download. 
</description>
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		<dc:date>2007-11-19T23:36:34+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>NHLB EQUITY SCAMMER ALERT!!</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=40</link>
		<description>Some Major DON&amp;#39;Ts for Homeowners in Trouble




	Don&amp;#39;t panic. Get full information on the foreclosure process in your state and especially...</description>
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		<dc:date>2007-10-18T13:27:34+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>NEW Public Service Announcements Being Aired Locally</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=36</link>
		<description>In response to our Valley&amp;#39;s growing problem of foreclosure.  Local radio station KISS Country has begun to air Public...</description>
	</item>
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		<dc:date>2007-10-18T12:50:05+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>Don't Fall Prey to Predatory Lending!</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=34</link>
		<description>Protect Yourself in the Loan Process





If you are in the market for a new loan to purchase real property or...</description>
	</item>
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		<dc:date>2007-07-09T11:37:59+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>Tulare DA Warns of Foreclosure Scam Artists</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=30</link>
		<description>BEWARE OF SCAM ARTISTS!!!!  

As foreclosure rates rise across the state, the Tulare County District Attorney&amp;rsquo;s Office is launching...</description>
	</item>
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		<dc:date>2007-10-18T13:20:00+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>NEW FHASecure Refinance Product</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=35</link>
		<description>WHAT IS FHASecure? 


FHASecure is a refinancing option that gives credit-worthy homeowners, who were making timely mortgage payments before their...</description>
	</item>
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		<dc:date>2007-10-18T11:23:21+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>General Consumer Resources from the Federal Reserve Board</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=33</link>
		<description>If you are having difficulty making your mortgage payment, one of the most important things you can do is seek...</description>
	</item>
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		<dc:date>2007-08-23T10:20:20+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>State Senate Holds Informational Hearings On Homeownership Preservation Efforts</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=32</link>
		<description>On Tuesday August 21st, a public Senate Informational Hearing was held in Sacramento on: 



Preserving the American Dream: Homeownership Preservation...</description>
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		<dc:date>2007-06-01T14:36:33+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>Preserving Homeownership Forum A Success!</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=27</link>
		<description>On Thursday, community leaders, lenders, real estate professional and government officials met in Fresno at the Preserving Homeownership - Preserving...</description>
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		<dc:date>2007-05-12T12:32:59+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>IS My Loan Predatory?</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=18</link>
		<description>A predatory loan is an unsuitable loan designed to exploit vulnerable and unsophisticated borrowers. Predatory loans are a subset of...</description>
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		<dc:date>2007-08-19T19:21:46+01:00</dc:date>
		<dc:source>http://nohomeownerleftbehind.org</dc:source>
		<title>Next ICRP Class Newsflash</title>
		<link>http://nohomeownerleftbehind.org/index.php?option=com_content&amp;task=view&amp;id=31</link>
		<description>Intervention Counselor Resource Provider (ICRP) 
training classes held in various areas.
 Classes held by RSVP only.  
Contact the NHLB...</description>
	</item>
</rdf:RDF>
